IDENTIFYING MULTI-HAZARD RESILIENCE GAPS AMONG MSMES: AN EXPLORATORY STUDY IN KUPANG CITY, INDONESIA. International Conference on Education, Economics, Law, and Technology, [S. l.], v. 1, n. 1, p. 66–73, 2026. DOI: 10.57094/. Disponível em: http://proceedings.uniraya.ac.id/index.php/ICEELT/article/view/9. Acesso em: 25 sep. 2026.